If you can spare any change at this time (and I realize this is really difficult), set up a retirement fund for the little one NOW. The earlier you start, the more money she'll have when she needs it. My sister is special needs, and will require some level of care all her life. She's 39, my mother is in her '80s. My mother set up a trust fund for her many years ago precisely because she wouldn't always be there, and didn't want to burden me or my brother with the costs of her care.

But if you can't, you can't, and ignore my meddling. I hope the job sich works out. *hug*